OSHC Australia — Compare
5 providers instantly
Overseas Student Health Cover (OSHC) is a mandatory condition of your Student Visa (Subclass 500). The tool below compares all 5 government-approved OSHC insurers — Medibank, Bupa, Allianz Care, NIB and ahm — in real time. Enter your course details, see the prices, purchase with one click.
UNILINK is an official university partner (MARA-registered · QEAC-accredited). The price you pay through this tool is identical to buying directly from the insurer — but you get UNILINK's post-purchase support (claims guidance, GP registration, renewal reminders) at no extra cost.
Reference rates for 2026 (single, 2-year cover, policy start 1 June 2026):
* Reference rates for single cover, 2 years, start date 1 June 2026. Actual prices may vary — use the tool below for a real-time quote.
Compare 5 OSHC providers instantly
Loading… If the widget does not appear, please refresh the page.
Frequently Asked Questions
Is OSHC mandatory?
Yes. Condition 8501 of your Student Visa (Subclass 500) requires you to maintain OSHC for the entire duration of your stay. Failing to do so can result in visa cancellation.
Can I switch insurers mid-policy?
Yes. As long as there is no gap in coverage between your old and new policy, you can switch at any time. You'll receive a pro-rata refund for unused days.
Is buying through UNILINK different from buying directly?
The price is identical. The difference is that UNILINK provides post-purchase support — claims guidance, GP registration tips, renewal reminders, and transition advice when you switch to OVHC after graduation. We do not charge a broker fee or commission markup.