UHIP Coverage
UHIP provides coverage for medically necessary services, including doctor visits, hospital stays, and diagnostic tests. Prescription drugs, dental care, and vision care are not covered under the standard plan.
Steps for Visiting a Clinic or Hospital
When seeking medical care, show your UHIP card and government-issued photo ID. For non-emergency care, visit a campus or walk-in clinic that accepts UHIP; they may bill UHIP directly. In a life-threatening emergency, go to the nearest hospital emergency room. Some clinics may require upfront payment, after which you submit a claim to UHIP.
Reimbursement Precautions
To avoid high out-of-pocket costs, confirm the provider accepts UHIP direct billing before treatment. If you must pay first, keep all original receipts, complete a claim form, and submit it within the required timeframe, typically 12 months from the service date. Services that are not medically necessary or exceed benefit limits will not be reimbursed.
Related reading
FAQ
Q1: What does UHIP cover?
UHIP covers medically necessary doctor visits, hospital care, and diagnostic tests. It does not include prescription drugs, dental services, or vision care in the base plan.
Q2: How can I avoid paying high medical fees when using UHIP?
Use healthcare providers that accept direct billing with UHIP. If you must pay upfront, keep original receipts, complete the claim form, and submit it before the deadline, typically one year from the service date.